Get the New Achieve MasterCard Created Just for International Students

No SSN or deposit required
$0 Annual fee
No fees on foreign transactions
1% Cashback on all purchases
0% APR for first 6 months

(19.74% variable APR thereafter)

Subject to approval. Certain terms, conditions and exclusions apply. Please see terms and conditions for details.

Already a SelfScore Classic MasterCard customer? No need to re-apply. Learn more about how you may qualify for the Achieve upgrade.

Connecting You to Fair Credit

We help students build their financial future in the U.S.

SelfScore was founded by former international students to help today’s international students gain access to financial assistance and fair credit. We’ve faced the challenges you are facing and are committed to helping you on your journey.

Credit History is Important in the U.S.

  • Get a quick overview if you are new to credit
  • Learn about credit scores, which are like grades, and how you can get an A
  • Learn how and when a good credit score can benefit you now and in the future

See How We Compare

Other U.S. banks require a Social Security Number or a cash deposit to qualify for a credit card that helps you build your credit history.

SelfScore is the ONLY U.S. financial services company that offers a MasterCard to international students without requiring an SSN or security deposit.


Our Customer Base is Growing Quickly

International Students who are already using SelfScore come from:

What SelfScore Customers Say

Callie Y.

Home Country: China
University: University of Texas at Dallas
Major: Business Analytics

You feel much more secure doing transactions and you don’t have to carry cash.

Anshil B.

Home Country: India
University: University of Illinois Urbana Champaign
Major: Computer Science Engineering

It was surprisingly easy. Usually I get a letter saying, ‘Sorry we have to decline.’ SelfScore approved me the next day.

Gulfem K.

Home Country: Turkey
University: Columbia University
Major: Business Administration

I was able to rent a car and explore the city. You can’t do that without a credit card.

The press coverage shows that we are solving a big problem for International Students.

According to SelfScore’s market analysis, the 1.1 million international students in the U.S. are responsible for some $31 billion in annual spending, including tuition.

SelfScore helps international students gain financial independence through access to credit.

The days of traditional banking are coming to a close as consumers demand more transparent, responsive and honest treatment.

SelfScore looks at students as opportunities rather than risks, a contrast with banks.

We are a Startup that is partnered with Giants of the Industry

SelfScore is Backed by top VC firms like Accel, Aspect Ventures, and Pelion Ventures and is partnered with Celtic Bank

So what are you waiting for?